Over 10 million Americans have purchased long-term care insurance1. So what? Did your mother ever ask you if your friends jumped off a bridge, would you do it too? All joking aside. We don’t have a problem with long-term care. In fact, we offer it, for the right client. But, who is the right client?
Here is what we believe. All the scary statistics that give you the odds that one day you’ll possibly need long term care don’t bother to give the other side of the argument. What it you don’t? All those dollars you spent on long-term care went up in smoke. We’d like to share some other options with you. Options that if you do get confined to a long-term-care facility, you have benefits. But, if you don’t, you won’t lose it paying for coverage you didn’t use.
1Source: Administration on Aging, U.S. Department of Health and Human Services