Life Insurance is important because it is the simple solution to a very challenging problem: What will happen to my family financially if something happens to me?
While term life insurance may seem like an affordable option, I encourage you to do your homework and discuss your long-term financial goals with a financial professional that understands how to help you achieve them.
I encourage you to continue to educate yourself on all of your retirement options and make the decision that is right for you and your family. Speak with your financial professional, tax advisor or estate attorney about how these new laws might affect you.
In just one year during the great recession of 2008 the Dow Jones Industrial lost 1/3 of its value! There were more than a few Americans that saw their retirement dreams destroyed right before their eyes as their nest-egg disappeared.
What if you could speak to your future self? What do you think he/she would say to you? Do you think they would tell you that you made the right choices? Do you think they would pat you on the back and say thank you for thinking of them when you started saving for your retirement?
There is no magic that will stop time from moving forward. One day, and it may be 30 or 40 years from now, you will be staring your retirement in the face. The choices you make right now will have a direct impact on what your retirement looks like.
You’ve been working hard to build your small business over the years and you have made a good living doing so. Now, as you near your retirement, you might be thinking it’s time to cash in and live off of the profits you make from the sale of your company. In this article we will discuss some of the realities of selling your business.
Professionals provide us with services that improve our lives and help us make better decisions. That’s exactly what Financial Professionals do. They provide you with services and advice that can significantly improve your financial life and help you make better financial decisions.
Stock market losses can take many years to recover. And often the recovery only brings you right back where you started. Where is it written that you have to lose money in order to make money? Shouldn’t we be putting our retirement money in investments that are guaranteed not to lose money?
There’s an ancient Chinese proverb that says, “The best time to plant a tree is 20 years ago, but the second best time is now.” If you haven’t already planted your tree, do it now. Get started on the path to a successful retirement and make that plan.